What is TokioMarine-iWealthPlus¹?

TokioMarine-iWealthPlus is a limited pay (3 years or 6 years) Investment-Linked plan that offers death coverage until age 100, with TPD and accidental death benefit up to age 70. 100% of the premium paid will be allocated into the Protection Fund Value (PFV) to activate full investment potential from day 1. Additional 3% of collected Basic Modal Premium for each premium payment year will be 100% allocated into the PFV to boost investment gain by the end of each payment year. Loyalty Bonus will be credited into PFV with 100% allocation rate at the end of every 10ᵗʰ policy year. Optional Single Premium Top-Up and Regular Top-Up are available for policy owners to boost account value for potential gain or extra savings. Policy owners will receive 100% of the Total Fund Value (TFV) upon policy maturity.

Product Literature

¹PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY IS SUBJECT TO LIMITATIONS.

Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Why is it important to you?

Here are some reasons why you should consider purchasing TokioMarine-iWealthPlus.

Hassle-Free Application

No medical underwriting required for a seamless application experience.

Short Commitment

Pay for ONLY 3 or 6 years and enjoy protection up to age 100.

ENHANCED INVESTMENT
100% FROM YOU, PLUS 3% FROM US

100% of your Basic Modal Premium paid (excluding any top-ups) together with an additional 3%. Investment Booster from us, will be allocated to the Protection Fund Value (PFV).

Diverse Investment Options

Access to various Investment-Linked funds to meet different financial objectives and risk preferences.

LOYALTY BONUS

Additional percentage of BSA will be credited into PFV every 10^th policy year to turbocharge journey to wealth accumulation.

BASE COVERAGE & INFLATION SHIELD

Protection against Death & Total and Permanent Disability (TPD). Death & TPD coverage will increase by 10% of total Basic Modal Premium paid at the end of every 5^th policy year, up to a maximum of 150%.

ADDITIONAL PROTECTION

Additional coverage up to 200% of Basic Sum Assured (BSA) is payable upon death due to accidental cause.

LEGACY FOR THE NEXT GEN

Build long-term fund value while maintaining protection.

Is this right for you?

How to decide if this plan is suitable for you?

This is suitable if you want:

✔︎ Long-term Protection without medical underwriting

✔︎ Short-term Commitment with Long-term Protection

✔︎ Diverse Investment Options

This is not suitable if you want:

✖︎ Regular premium payment

✖︎ Guaranteed Cash Payment

✖︎ Guaranteed Benefit Payout

✖︎ Short-term Coverage without penalty

✖︎ Wide range of optional insurance coverage available

What does this plan provide you?

These are the benefits you get when you purchase this plan.

TPD benefit will cease at the policy anniversary immediately following the Life Assured’s attainment of age 70 next birthday. TPD is subjected to a maximum aggregate of RM8 million per life under this policy and all other policies and riders.
The insurance charges and the policy charges are not guaranteed and we reserve the right to revise the rate applicable by giving a 90-day advance notice.

What are the available fund options?

Click here for funds available from high to low risk according to your investment / wealth accumulation needs.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 9 September 2026.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.

This page has been designed to help you better understand the financial product you are about to purchase. You are advised to read and understand the information provided.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.