What is TokioMarine-XtraCash¹?
It is a plan which provides you with an extra flow of income for the present, without compromising your future needs. It offers increasing coverage for additional peace of mind and non-guaranteed annual cash bonuses with Terminal Bonus upon termination of this plan.
Product Literature
Plan overview
- Coverage Term
- 20 or 30 years
- Premium Payment Term
- 5, 10 or 15 years (depending on coverage term)
- Entry Age
- 1 month old – 60 years old (for 20-year term) or 50 years old (for 30-year term)
We've got you covered
You may attach additional riders to enhance your protection.
Life Care Rider Plus 2
Provides additional coverage on death, TPD or dread disease.
Hospitalisation Benefit 2
Offers weekly allowance during the period of confinement to Licensed Hospitals Worldwide.
Accident Assurance 2
Provides compensation in the event of injuries, permanent disability or death caused solely by violent, accidental, external and visible events, renewable up to age 60.
Convertible Term Rider Plus 2
Provides additional coverage on death or TPD. Future premiums will be waived upon diagnosis of any covered dread diseases
Waiver Premium on Dread Disease Rider Plus 2
Premium payable will be waived upon diagnosis of any covered Dread Disease of Life Assured.
Enhanced Waiver of Premium Rider Plus 2
Future premiums will be waived upon death, TPD or diagnosis of any covered dread diseases of Policy Owner.
1 The benefit(s) payable under eligible policy is protected by PIDM up to limits.
2 The benefit(s) payable under eligible product is protected by PIDM up to limits.
Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).
Why is it important to you?
Here are some reasons why you should consider purchasing TokioMarine-XtraCash
Comprehensive Coverage
This plan provides coverage for death or Total and Permanent Disability (TPD).
Flexible Plan
With this plan, you can choose your coverage terms from 20 or 30 years. There are also flexible premium paying terms of 5, 10 or 15 years, depending on the chosen coverage terms.
Streams of Income
Receive guaranteed yearly cash payments, cash bonus and terminal bonus.
Optional Benefits
You may choose to attach various optional riders to enhance your plan.
Is this right for you?
How to decide if this plan is suitable for you?
This is suitable if you want:
✔︎ A savings plan which provides guaranteed cash payment
✔︎ Limited premium payment terms
✔︎ Short coverage term that suits your financial planning
This is not suitable if you want:
✖︎ To have a whole life plan
What does this plan provide you?
These are the benefits you get when you purchase this plan.
Important Information
This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 21 August 2014.
Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.
This page has been designed to help you better understand the financial product you are about to purchase. You are advised to read and understand the information provided.
Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.
Have a question? Speak to our friendly agents.
Click on ‘Get in touch’ for more assistance
You may also be interested in
Total Permanent Disability Claims Process
For submission of Total Permanent Disability Claims.
TokioMarine-MedicDefender¹
Affordable hospitalisation income plan
iBaby Claims Process
For submission of iBaby claims.
Convertible Term Assurance¹
Largest sum assured protection at the lowest cost.
Disclaimer
By clicking on “Continue to external site” below, you will leave Tokio Marine Insurance Group’s website and you will be redirected to a third party website.
Choose your country or region
Visit HQ Pages
Visit Country Pages
Select your location and language
-
All
-
All
-
Asia Pacific
-
Australia
-
Americas
-
Europe
Singapore
Malaysia
Australia
You are currently on a site outside of your country Switch to external site?
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.
Tokio Marine Life Insurance Malaysia Bhd. 199801001430 (457556-X)
You are currently on a site outside of your country. Switch to local site?
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.
