What is TokioMarine-XtraCash insurance?

It is a plan which provides you with an extra flow of income for the present, without compromising your future needs. It offers:

  • Increasing coverage for additional peace of mind
  • Non-guaranteed annual cash bonuses with Terminal Bonus upon termination of this plan

Why is this important to you?

It provides peace of mind and assurance in multiple ways

  • Coverage for Death or Total and Permanent Disability (TPD)
  • Supplementary riders to enhance your protection needs
  • Yearly cash payment, cash bonus, and terminal bonus
  • Flexible payment and coverage terms

This is suitable if you want

  • A savings plan which provides guaranteed cash payment
  • Limited premium payment terms


This is not suitable if you want

  • To have long premium payment term

Key coverage

  • Guaranteed Cash Payment
  • Cash Bonus
  • Guaranteed Maturity Benefit
  • Death or Total and Permanent Disability (TPD)
Please note that this brief summary is not a policy document. We advise you to read the actual policy documents for important details on coverage, exclusions, limits, terms and conditions.

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Important information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 21 August 2014.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.