Introducing SME Sabai Plus and SME Sabai ECO
These upgraded plans are carefully crafted to boost protection for SME businesses, delivering wider and more comprehensive coverage that adeptly meets the varied needs of SME entrepreneurs.
Plan overview
- Insurance Plan
- SME Sabai Plus and ECO
- Premium Insurance
- start 5 Baht/Day
- Coverage
- Maximum 50,000,000 Baht
Product Highlight
- SME Sabai Plus: “Tailored protection, wide coverage—your business, your way.”
- SME Sabai ECO: “Essential coverage, smart savings—perfect for growing SMEs."
Comprehensive Protection with an Industrial All Risk (IAR) Insurance Policy
Introducing our SME Sabai Plus and SME Sabai ECO insurance plans, designed to deliver comprehensive coverage under the Industrial All Risk (IAR) policy. Safeguard your diverse business assets with our tailored protection solutions.
This comprises office equipment, manufacturing facilities, machinery, electronic devices (including computers), and portable equipment. Our coverage encompasses damages or losses resulting from fire, lightning, explosion, hail, earthquake, windstorm, flood, water damage, theft, and unexpected accidents.
Flexible Coverage Ranging from THB 500,000 to THB 50 million
Both the SME Sabai Plus and SME Sabai ECO plans offer exceptional flexibility, empowering you to select the sum insured amount that perfectly aligns with your business size and budgetary needs.
Starting at only THB 5 per day, even the smallest businesses can easily invest in insurance to mitigate their risks. These plans are designed to meet the needs of small-scale factories that demand enhanced protection.
Flat Premium Rates Across Four Business Categories
Premiums are standardized and categorized into four distinct business groups:
- Shop and beauty businesses
- Service businesses
- Food and beverage businesses
- Small-scale manufacturing businesses with simple production processes
Additional Benefits Included
- Temporary Accommodation: In the event of property damage that prevents business operations, the policy covers rental costs for a temporary business location.
- Loss of Income: Compensation is provided for your business due to insured damage or loss under the IAR coverage.
- Car Park Liability: Exclusive to the SME Sabai Plus package, this benefit covers liability arising from the business’s designated parking area.
Coverage
The following information below are an overview of what's covered.
1. All drect sudden and unforeseen physical loss of damage to the property insured by fire, lightning, explosion, vehicle inpact, aircraft, water damage, smoke, bush fire and any accidents arising from external caused as per insuring terms, conditions and exclusions of the industrial all risk sme policy which specify as per total sum insured.
2. Flood
Remark : if the insured require the limit exceeding THB 10,000, please contact with Marketing of company
3. Windstorm, EarthquakeEarthquake or Volcanic Eruption or Tidal Wave or Tsunam and Hail.
- Burglary Insurance
- Burglary Insurance (BG.2)
- Electrical Installation Clause
- Machinery Insurance
- Plate Glass Insurance
- Money Insurance (M.2)
- Computer Insurance
- Advertising and Neon Sign Insurance
- Loss of Income
- Public Liability Insurance
- Personal Accident Insurance*
- Employer's Liability Insurance*
- Initial cost for Data leakage*
- Food and drink poisoning liability *
- Car’s park liability*
*Applicable only to insurance plans that specify these conditions.
- Debris Removal Clause
- 80% Average Clause
- Expedting Expense clause
- Fire Extinguishing Expenses clause
- Inhibition Costs clause
- Personal Effect clause
- Professional Fee clause
- Food and drink poisoning liability clause (applicable to Public liability insurance)*
- Car’s park clause*
*Applicable only to insurance plans that specify these conditions.
We classify businesses into 4 distinct groups to provide tailored coverage:
- Group 1: Shop and beauty businesses
- Group 2: Service businesses
- Group 3: Food and beverage businesses
- Group 4: Small-scale manufacturing businesses with simple production processes
Other details subject to term and coadition of SME Sabai Insurance.
Shop and beauty businesses
Service businesses
Food and beverage businesses
Small-scale manufacturing businesses
Important Information
These plans are subject to the supervision and administration of Tokio Marine Safety Insurance (Thailand) PCL The coverage and benefits of the plans are governed by the company’s requirements. This information is for reference only.
For more information
Add Line
Have a question? Speak to our friendly agents.
Click on ‘Get in touch’ for more assistance
You may also be interested in
Industrial All Risks Insurance Policy | Tokio Marine Safety Insurance Thailand
Protect your business assets against fire, flood, and accidental damage with Industrial All Risks Insurance from Tokio Marine Safety Insurance Thailand.
All Risks Insurance | Tokio Marine Safety Insurance Thailand
Protect business assets including office equipment, machinery, and electronics from fire, theft, and accidents with Tokio Marine All Risks Insurance in Thailand.
SME Sabai Plus and SME Sabai ECO | Tokio Marine Safety Insurance Thailand
Protect your SME business with Tokio Marine's SME Sabai Plus & ECO plans — Industrial All Risk property insurance from THB 5/day, covering up to THB 50 million.
Burglary Insurance | Tokio Marine Safety Insurance Thailand
Safeguard your business assets in Thailand with burglary insurance covering theft, robbery, and property damage at your premises.
Disclaimer
By clicking on “Continue to external site” below, you will leave Tokio Marine Insurance Group’s website and you will be redirected to a third- party website.
Choose your country or region
Visit HQ Pages
Visit Country Pages
Select your location and language
-
All
-
All
-
Asia Pacific
-
Australia
-
Americas
-
Europe
Singapore
Malaysia
Australia
You are currently on a site outside of your country Switch to external site?
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.
You are currently on a site outside of your country. Switch to local site?
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.