What is Group Hospitalisation & Surgical¹?
It is a plan that covers the cost of medical treatment and hospitalisation, due to accidents and illnesses, for our employees. You can tailor the plan to meet your company’s specific needs.
Product Literature
Plan overview
- Coverage Term
- Annually
- Premium Payment Term
- Annually
- Entry Age
- 16 – 65 years old (Employees/Spouses), 15 days old – 19 years old until 25 years for full time student (Child)
- Renewable Age
- 16 – 70 years old (Employees/Spouses), 15 days old – 19 years old until 25 years for full time student (Child)
¹ PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY IS SUBJECT TO LIMITATIONS.
Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).
Why is it important to you?
Here are some reasons why you should consider purchasing Group Hospitalisation & Surgical.
Comprehensive
Covers Inpatient and Extended benefits.
Is this right for you ?
How to decide if this plan is suitable for you?
This is suitable if you want:
✓ To provide your employees with additional peace of mind
✓ To show your employees that you have their welfare benefit
✓ To attract and retain good employees
🗴 A savings plan with investment structure
🗴 A whole life protection plan
What does this plan provide you?
These are the benefits you get when you purchase this plan.
Inpatient Benefits
- Hospital room and board
- Surgeon fees
- Anaesthetist fees
- Intensive Care Unit
- Hospital services and supplies
- Operation theatre
- In-hospital physician visit
- Insured Child’s Daily Guardian Benefit
We've got you covered
You may attach Extended Benefits to enhance your protection.
Extended Benefits
- Outpatient Cancer Treatment
- Outpatient Kidney Dialysis
- Outpatient Physiotherapy Benefit
- Funeral Expenses
- Organ Transplant
- Accidental Miscarriage Benefit
- Home Nursing Care
Important Information
This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 20 June 2025.
Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you can afford.
Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.
Have a question? Speak to our friendly agents.
Click on ‘Get in touch’ for more assistance
You may also be interested in
Group Term Life¹
Take better care of your employees. Protect them from harm arising from natural and accidental causes.
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Tokio Marine Life Insurance Malaysia Bhd. 199801001430 (457556-X)
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