You may attach additional riders to enhance your protection.

Partial & Permanent Disability (PPD)

Your employee will be covered in the event of Partial & Permanent Disability based on the Schedule of Indemnities for loss of parts of the body due to natural or accidental causes.

Group Dread Disease (GDD)

As an optional rider to Group Term Life which the benefit is payable upon diagnosis of any one of the defined 39 Dread Diseases. This benefit pays a lump sum in addition to Group Term Life benefits.
*subject to policy's T&C

Group Hospitalisation & Surgical

Extends Medical Coverage for hospitalization & surgical procedures in the event of illness or injury. It provides reimbursement of medical expenses in the event of hospitalization due to illness or accident. 

Group Personal Accident (GPA)

As an optional rider to the Group Term Life it provides protection based on the Schedule of Indemnities for loss of life and or parts of the body due to accident.

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 20 June 2025.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you can afford.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.