Product Literature

We've got you covered

You may attach additional riders to enhance your protection.

iSavings Rider²

Enjoy a regular stream of guaranteed cash payment (GCP) which will be payable annually, beginning from end of 1st Policy Year until the maturity of the policy. You can choose to accumulate the GCP with us at an interest rate determined by us or to receive the yearly GCP.

Product Disclosure Sheet (EN)

PDF, 247.66 KB

Product Disclosure Sheet (BM)

PDF, 204.81 KB

iLife Waiver²

Premium payable will be waived upon diagnosis of any covered critical illnesses of the Life Assured.

Product Disclosure Sheet (EN)

PDF, 212.19 KB

Product Disclosure Sheet (BM)

PDF, 203.92 KB

iPayor Waiver²

Premium payable will be waived upon death, TPD or diagnosis of any covered critical illnesses of the Policy Owner.

Product Disclosure Sheet (EN)

PDF, 211.40 KB

Product Disclosure Sheet (BM)

PDF, 204.11 KB

¹PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY IS SUBJECT TO LIMITATIONS.

²PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS.

Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Why is it important to you?

Here are some reasons why you should consider purchasing TokioMarine-iFlexSecure 2.

Comprehensive Coverage

This plan provides coverage for death or Total and Permanent Disability (TPD) and comes with additional accidental death or accidental TPD coverage.

Flexible Plan

With this plan, you can choose not only your coverage terms from 25 or 30 years, but there is also flexible premium paying terms of 6, 10, 15 or 20 years. In addition, you may invest up to 6 different investment-link funds that best fit your protection and financial aspirations.

Guaranteed Insurability upon Maturity

Purchase another life policy with us upon maturity of your existing policy without requiring any evidence of health.

Guaranteed Cash Payment

Attach iSavings rider that provide guaranteed cash payment annually.

Is this right for you?

How to decide if this plan is suitable for you?

This is suitable if you want:

✔︎ Coverage for accidental death/accidental TPD

✔︎ Protection plan with potential investment return and guaranteed cash payment

✔︎ Short premium payment term

This is not suitable if you want:

✖︎ Insurance plan with medical coverage

What does this plan provide you?

These are the benefits you get when you purchase this plan.

TPD Benefit is subject to RM8 million per life for all individual life policies. TPD coverage will cease when the Life Assured has attained age 70 next birthday.
The maximum additional amount payable for Accidental Death or Accidental TPD is RM10 million per life for all individual life policies. The additional amount payable upon Accidental Death or Accidental TPD will cease to be payable when the Life Assured has attained age 70 next birthday.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 2 December 2022.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.

This page has been designed to help you better understand the financial product you are about to purchase. You are advised to read and understand the information provided.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.