TokioMarine-BrightFuture

Product Literature

We've got you covered

You may attach additional riders to enhance your protection.

Premium Waiver Plus Rider²

Premium payable will be waived upon death, TPD or diagnosis of any covered critical illnesses of the Policy Owner.

Product Disclosure Sheet (EN)

PDF, 822.58 KB

Product Disclosure Sheet (BM)

PDF, 804.72 KB

¹The benefit(s) payable under eligible policy is protected by PIDM up to limits.

²The benefit(s) payable under eligible product is protected by PIDM up to limits.

Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Why is it important to you?

Here are some reasons why you should consider purchasing TokioMarine-BrightFuture.

Short, Levelled & Guaranteed Premiums

Premium payment term of 6 years where premiums are fixed throughout the premium payment term.

Guaranteed Cash Payment & Guaranteed Maturity Benefit

Receive guaranteed cash payments at the last three policy years and guaranteed maturity benefit upon completion of 20-year tenure.

Potential Investment Gains

You are given the option to perform Regular top-up with 95% allocation to your preferred Investment-Linked funds for future education fund purpose.

Protection for Yourself

This plan provides coverage for death or Total and Permanent Disability (TPD) and also comes with accidental death or accidental TPD coverage.

Is this right for you?

How to decide if this plan is suitable for you?

This is suitable if you want:

✔︎ Prepare funds for children’s future education/living

✔︎ Guaranteed protection and savings benefits

✔︎ Short premium payment terms

This is not suitable if you want:

✖︎ Pure protection product

What does this plan provide you?

These are the benefits you get when you purchase this plan.

TPD benefit is subject to RM 8 million per life for all individual life policies. The TPD coverage will cease when the Life Assured has attained age 70 next birthday.
The maximum additional amount payable for Accidental Death or Accidental TPD is RM 10 million per life for all individual life policies. The additional amount payable upon Accidental Death or Accidental TPD will cease to be payable when the Policy Owner has attained age 70 next birthday.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 17 February 2020.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.

This page has been designed to help you better understand the financial product you are about to purchase. You are advised to read and understand the information provided.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.