Tokio Marine Explorer is a comprehensive travel insurance that offers wide range of insurance coverages according to your traveling needs, which includes travel cancellation, flight delay, luggage damage, medical expenses, emergency evacuation and so on. Tokio Marine Explorer covers both domestic (including in-bound tourists) and international travellers, with options available for single trip as well as annual plan. Starting from 15 January 2026, the “All-New” Tokio Marine Explorer will offer upgraded benefits with new coverages such as Cancellation for Any Reasons (“CFAR”), complimentary Mastercard® Flight Delay Pass and additional 5% group premium discount.

Tokio Marine Explorer is available to Malaysians and non-Malaysians departing from Malaysia. For in-bound tourists travelling to Malaysia, you may opt for Domestic plan to cover your travels within Malaysia.

For individual and group policies, the eligible age is between 30 days old and 85 years old. For family plan policies, the eligible age is between 30 days old and 70 years old.

CFAR gives you more flexibility to cancel your trip for even the unexpected personal matters. It extends travel cancellation coverage beyond the standard travel insurance policy in the market, such as cancellation due to change of mood and fear of travelling. CFAR is exclusive to Tokio Marine Explorer - Deluxe plan. Note: Terms and Conditions apply. Please refer to Tokio Marine Explorer Policy for the full information.