This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. Tokio Marine AutoPro also designed to provide combination of motor and miscellaneous personal covers arising from an accident.

You may purchase your car insurance policy 2 months in advance.

This policy does not cover certain losses, such as:

• Your own death or bodily injury due to a motor accident;
• Your liability against claims from passengers in your vehicle; and
• Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide.

Note: This list is non-exhaustive. Please refer to policy wording for the full list of exclusions.

This is the first amount that you have to bear yourself for each and every claim that we approve, even if the incident is not your fault. However, please note that the excess does not apply to loss or damage caused by fire, explosion, lightning, burglary, housebreaking, theft, third party property damage or bodily injury claims. Please check your Policy Schedule to find out the amount that you are liable to pay.​