What is Convertible Term Assurance?

It is a traditional non-participating plan which

  • cover Death and Total and Permanent Disability (TPD)

  • convertible into whole life or endowment plan without medical evidence.

Why is it important to you?

  • Provide largest sum assured protection at lowest cost.

  • Renewable without medical evidence.

This is suitable if you want

  • Protection plan at the lowest cost

  • A convertible plan


This is not suitable if you want

  • Investment plan

  • Saving plan

Key coverage

  • Death/TPD Benefit
  • Convertibility
  • Renewable
Please note that this brief summary is not a policy document. We advise you to read the actual policy documents for important details on coverage, exclusions, limits, terms and conditions.

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Important information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 1st Jan 2017.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in. 

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.