What is Machinery Breakdown Loss of Profit insurance?

A plan which covers financial loss resulting from machinery breakdown. It is issued concurrently with our Machinery Breakdown Insurance policy.

Key coverage

Here is an overview of your coverage.



The policy compensates for

  • Loss of gross profit
  • The continuing business expenses (standing charges) including the salaries and wages paid to employees
  • Increase in cost of working, i.e. the additional expenditure necessarily and reasonably incurred for avoiding or diminishing a reduction in turnover

How much is my premium?

Your premium may vary, depending on 

  • Your risk exposure
  • Our underwriting requirements

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What we don’t cover

Any loss resulting from interruption of or interference with business attributable to these causes:

  • Loss or damage due to fire and allied perils
  • Loss or damage for which a contractor, supplier or repairer is responsible
  • Any restrictions or reconstruction or operation imposed by any public authority
  • Loss of or damage to machinery or mechanical installations which are not listed in the list of plant & machinery insured
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.