Personal Accident Protection

• Accidental Death & Permanent Disablement
• Temporary Total Disablement (TTD)
• Temporary Partial Disablement (TPD)
• Medical Expenses including Traditional Chinese practitioner (TCM) expenses

Other Benefits

• Funeral/Repatriation Expenses
  3% of capital sum insured up to maximum of RM3,000.
• Ambulance Fee
  Up to RM200 per accident for charges by hospital or private ambulance company for emergency/ambulance response and treatment.
• Renewal Bonus
  Renewal bonus of 10% of the original capital sum insured per annum up to 3 years.

Your premium may vary, depending on

• The sum insured
• Your classification of occupation
• Our underwriting requirements

• War and allied risks. 

• Suicide or any attempt of it. 

• Pre-existing physical or mental defect or infirmity. 

• Illnesses, diseases, infections.

• Childbirth, miscarriage, pregnancy, or any complications thereof unless caused directly or indirectly by accident

• Flying as a pilot or crew member in any aircraft.

• Criminal acts.

• Professional sports activities of any kind. 

• Hazardous sports activities.

• Accidents involving radioactive and nuclear weapon materials.

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.