What is Tokio Marine
AutoPro?
Key coverage
Here is an overview of your coverage:
Private Car Comprehensive Cover:
- Accidental or fire damage to your named vehicle
- Theft of your named vehicle
- Liabilities to other parties for injury or death
- Damage to other parties’ property
Inclusive 6 Enhanced Coverages:
✔ All drivers
Compulsory excess of RM 400 for unnamed drivers is waived.
✔ Unlimited towing
Auto Partner road assistance with unlimited towing distance within Malaysia.
✔ Zero betterment up to 15 years.
✔ Motor personal accident up to RM 25,000 to each driver and/or passengers, and RM 200,000 total limit per policy period.
✔ Daily hospital income
RM 100 per day to each driver and/or passengers hospitalized due to accident involving the insured vehicle, up to RM 15,000 total limit per policy period.
✔ Flood allowance of RM 1,000 limited to 1 occurrence per policy period. No reinstatement allowed.
Other additional
benefits available
- Windscreen damage
- Inclusion of special perils
- Compensation for Assessed Repair Time (CART)
- Cover for private electric charger and charging cable (Click here to read more)
The list is non-exhaustive. Please refer to the policy wordings.
How much is my premium?
- No Claim Discount (NCD) entitlement
- Additional Benefits selected
Product information
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).
Important Information
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 22 March 2022.
Note: You must ensure that your vehicle is insured at the appropriate amount as it will affect the amount you can claim. In the event of an accident, you are advised to deal with the approved workshops. If you have a comprehensive cover and are not at fault, you are advised to submit your claim to your insurance company. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.
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