Burglary Insurance

Protect against theft at your workplace. Get your business back on track.

What is Burglary insurance?

It is an insurance protection policy against theft within your business or trade premises of your business-related assets such as

Stock-in-trade
Furniture
Fittings and fixtures
Goods held in trust or on commission
Machinery and tools
Designs, patterns and moulds
Office equipment of every description

It also covers damage to the property insured &/or premises due to theft.

Options

Choose between our two offerings.

Full Value Basis
This is the smart option if there is a possibility your entire property can be stolen at any one time.

You must ensure the sum insured is adequate because your policy is subject to Average Condition. If your sum insured is inadequate, you will not be fully indemnified at the time of loss.

The correct sum insured should be what you consider to be the highest value at risk at any one time.

First Loss Basis
You can select this option if it is impossible your entire property can be stolen at the same time.

The Sum Insured is based on your assessment on the maximum probable loss at any one time.

What's covered

Here is an overview of you coverage

Burglary insurance

Covers loss of or damage to assets within the insured business or trade premises, as a result of

Forcible and violent entry
Theft or any attempt by a person hiding in the insured premises
Hold-up or armed robbery
The Policy also covers damage to the premises as a result of theft or an attempt to break in

How much is my premium?

Your premium may vary, depending on

Risk exposure
The sum insured
Our underwriting requirements

Download our brochures under the Product Literature

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Product literature

What we don’t cover

Any person lawfully in the premises or a member of your premises
Hold-up or robbery unless specifically mentioned
Strike, riot and civil commotion
Premises unoccupied for over 30 consecutive days
Confiscation by order of any Government or Public Authority
War and related risks
Radioactive and nuclear energy risks
Any act of terrorism

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan. The information is for reference only and is accurate as at 30/06/2012

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.