Cookie Policy

Tokio Marine Life Insurance Singapore Pte. Ltd. (“TMLS”, “we”, “us” or “our”) uses cookies and similar technologies on this website to support its operation, improve your browsing experience, understand how the website is used, and provide content that is more relevant to visitors.

This Cookie Policy explains what cookies are, the types of cookies we use, why we use them, and how you can manage your cookie settings.

By continuing to use this website, you agree to our use of cookies as described in this Cookie Policy, unless you have disabled cookies through your browser settings.

What Are Cookies?

Cookies are small text files that are placed on your computer, mobile device or other internet-enabled device when you visit a website. They allow the website to recognise your device and store certain information about your visit.

Cookies may help a website remember your preferences, improve functionality, measure website performance, and understand how visitors interact with different pages. Some cookies are necessary for the website to work properly, while others help us improve the website and your user experience.

Why We Use Cookies

We use cookies for the following purposes:

• to enable the website to function properly;

• to improve your experience when browsing the website;

• to remember your preferences or previous selections; 

• to understand how visitors use the website;

• to monitor website traffic and performance; and

• to support the management, administration and improvement of the website.

These purposes help us provide a smoother, more relevant and reliable website experience. 

Types of Cookies We Use

We may use the following types of cookies on this website.

• Strictly Necessary Cookies
  
  These cookies are required for the website to operate correctly. They support basic functions such as page navigation, access to secure areas, and other features that are essential for the website to work. If these cookies are disabled, some parts of the website may not function properly.

• Performance and Analytics Cookies 
  
  These cookies help us understand how visitors use our website. For example, they may tell us which pages are visited most often, how visitors move around the website, and whether users encounter any issues.
  
  We use this information to monitor website traffic, assess performance, and improve the structure, content and usability of the website.

• Functionality Cookies
  
  These cookies allow the website to remember choices you have made, such as your preferred audience group, country site, profile selection or other browsing preferences.
  
  They help us provide a more personalised and convenient browsing experience when you return to the website.

• Third-Party Cookies
  
  Some cookies may be set or managed by third-party service providers that support our website. For example, we may use third-party tools such as analytics services to help us understand website traffic and visitor behaviour.
  
  These third parties may process information collected through cookies for purposes such as analytics, website administration, data hosting, storage or backup. 

Managing Cookie Settings

You can control the use of cookies through your browser settings. Most browsers allow you to block or restrict some or all cookies. Please note that if you disable all cookies, including those that are necessary for the website to function, certain features or parts of the site may not be accessible or may not work properly.

If you would like to withdraw your consent at any time, you can do so by deleting cookies stored on your device. This will need to be done separately for each browser you use.

For guidance on how to manage or delete cookies, please refer to the “Help” section of your browser for detailed instructions.

Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our website, the cookies we use, legal requirements or our data protection practices.

Any updated version of this Cookie Policy will be published on this page. We encourage you to review this page periodically so that you remain informed about how we use cookies.

If you have any questions about this Cookie Policy or how cookies are used on this website, please contact us through the contact details provided on our website.