Name: Tokio Marine Life Insurance Singapore Ltd
Address: 20 McCallum St, #07-01 Tokio Marine Centre, Singapore, 069046, SG
Telephone: +65 6592 6100

Product information

Why Wealth
Flexi-Link 5.10?

Benefits at a glance

Wealth Accumulation

100% of regular premium is invested into the investment fund(s) of your choice.
Boost your wealth building journey with an Initial Bonus of up to 38% of Annualised Regular Premium.
Receive various bonus payouts yearly.
Enjoy zero policy charges and unrestricted investment growth potential after policy year 10.

Financial Flexibility

Build a lasting legacy by transferring your plan to your loved ones, with the option to include up to 4 life assureds.
Enjoy the flexibility to make partial withdrawals, fund switches, currency choices, top-ups and recurring single premium.
Build a passive income stream or reinvest your dividends for longer term growth.
Wide array of curated funds to match your risk preferences.

Enhanced Protection

Guaranteed death benefit of at least 100% of net premiums with Enhanced Death Benefit.
Enhanced coverage of at least 105% of net premiums upon accidental death during policy year 1.
Receive support during involuntary unemployment with the option to pause premium payments without incurring a premium shortfall charge.
Enhance your protection against unforeseen events with a range of optional riders.
No medical underwriting is required.

Is this right for you?

How to decide if this plan is suitable for you.

The plan caters to varying priorities and financial objectives, including those of individuals who are single, starting a family, planning for children’s education or individuals in mature life stages, as well as objectives such as wealth accumulation, retirement planning, legacy planning and protection.

They are suitable if you want:

✔ A multi-currency regular premium investment-linked plan that offers potential investment returns.

✔︎ Opportunities to invest in a range of investment-linked funds.

✔ An investment-linked plan with flexibility.

✔ To commit to pay premium throughout the premium shortfall charge period and aware of the consequences of non-payment of premium.

They are not suitable if you want:

✖ Guaranteed returns.

✖ A single premium plan.

✖︎ High insurance coverage.

What it gives you

Features of Wealth Flexi-Link 5.10

We’ve got you covered

Additional riders to enhance your protection.

Cancer Waiver Rider

Future premiums will be waived in the event of diagnosis of Major Cancer.

Early Critical Illness Premium Waiver Rider

Future premiums will be waived upon diagnosis of any of the covered Early or Intermediate Stage Critical Illnesses for 5 years, up to 2 times.

Waiver of Premium Rider

Future premiums will be waived upon diagnosis of any of the covered Major Stage Critical Illnesses.

Payer Benefit Rider, Spouse Rider

Future premiums will be waived in the event of death or Total and Permanent Disability of the policyholder/spouse.

Enhanced Payer Benefit, Enhanced Spouse Rider

Future premiums will be waived in the event of death, Total and Permanent Disability or upon diagnosis of any of the covered Major Stage Critical Illnesses of the policyholder/spouse.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Singapore Pte. Ltd. and is only available through our authorised distributors. It does not have regard to your financial situation, specific investment objectives and any of your particular needs. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance and the performance of the ILP sub-fund(s) is non-guaranteed. A potential investor should read the Product Summary and Product Highlights Sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s). As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme, as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information shown in this webpage is for reference only and is correct as at Jan 2026.