TM MultiCare

Product information

Why TM MultiCare?

Benefits at a glance.

Multiple payouts across early, intermediate and advanced stage critical illnesses

Total payout of up to 900% of the sum assured.

Up to S$350,000 coverage for early and intermediate stage critical illnesses per claim

Up to 2 claims of early and intermediate stage critical illnesses.

Additional coverage for 10 Special Conditions and 10 Juvenile Conditions

A maximum of 5 claims can be made under each of the Special Conditions and Juvenile Conditions, up to S$25,000 additional payout per claim.

Juvenile Waiver Benefit

Upon successful claim of advanced stage critical illness for juvenile life assured, all future premiums will be waived.

Is this right for you?

How to decide if this plan is suitable for you.

This is suitable if you want:

✔︎ Comprehensive coverage for early, intermediate and advanced stages of critical illnesses.

✔︎ Continual protection against critical illnesses even after a critical illness claim has been made.

✔︎A plan to supplement your existing coverage to provide financial support upon the diagnosis of early, intermediate and advanced stages of critical illnesses.

This is not suitable if you want:

✖︎ A wealth enhancement or savings plan.

✖︎ A protection plan which allows you to pay your premiums in a shorter period.

✖︎ High death coverage.

Note:

Please refer to product brochure for list of Critical Illnesses covered under Layers 1 and 2, categorised by Group.

What it gives you

Benefits of TM MultiCare.

Critical Illness Benefit

TM MultiCare has three layers of critical illness benefits. The critical illnesses are categorised into three groups.

Layer 1 and Layer 2 cover critical illness of different stages of severity. Each group covers different types of critical illness conditions.

Layer 3 provides extra benefits for advanced stage cancer^#, even when the cancer has spread, persisted or recurred, or if there is a newly diagnosed advanced stage cancer.

^# Payable after a Layer 2 Group 1 claim has been made, or after both Layer 2 Group 2 and Layer 2 Group 3 claims have been made, whichever is earlier.

We've got you covered

Additional riders to enhance your protection.

Waiver of Premium Rider
Payer Benefit Rider
Enhanced Payer Benefit Rider
Spouse Rider
Enhanced Spouse Rider

Important Information

All ages mentioned in this website are based on age next birthday. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this plan.

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information shown in this webpage is for reference only and is correct as at 26 August 2020.