What is Automobile Insurance?

It is a plan which covers any loss of/or damage to your motor vehicle or motorcycle caused by:

  • Theft
  • Accident
  • Third party liability

What it covers

Automobile Insurance offers a choice of two coverage options to suit your needs.

  • Comprehensive
    Covers any loss or damage in respect of property damage for partial and total loss
  • Total Loss Only
    Covers any loss of motor vehicle if cost of repair exceeds 75% of value at risk or lost because of theft.


Key coverage

Here is an overview of your coverage

Comprehensive cover

Comprehensive cover

  • By accidental collision, impact, overturning, skidding or falling into
  • By malicious acts
  • By theft
  • By fire

Third Party Legal Liability

Third Party Legal Liability

  • Legal liability of you or your authorised driver against losses suffered by a third party
  • Legal fees or professional service fees

How much is my premium?

Your premium may vary, depending on:

  • Price
  • Vehicle type
  • Year of manufacture
  • Region


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What we don’t cover

  • Losses, damage and/or expenses incurred in motor vehicle and
  • Third party legal liability caused by:
    • towing or pushing other vehicles
    • giving driving lessons
    • participating in contests
    • committing crimes
    • Overloading / Kelebihan muatan
Important information

This is general information and is not an insurance contract/agreement. Detail terms and conditions will be referred to the policy. It is crucial that you read and understand the policy's terms and conditions well.

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