What is Fire Insurance?
This insurance covers your property for perils insured under the Indonesian Fire Insurance Standard Policy.
Product information
Plan overview
- Coverage period
- 12 months (1 year)
- Perils Coverage
- Fire, Lightning, Explosion, Impact of falling aircraft and Smoke
What it gives you
Features of Fire Insurance
It covers your property for perils insured under the Indonesian Fire Insurance Standard Policy.
FIRE
Loss of or damage to property directly caused by:
Negligence or wrongdoing
Spreading of fire or heat
Short-circuit
Fire spreading from a nearby object
As a consequence of devices used to fight or extinguish the fire
LIGHTNING
Damage directly caused by lightning
EXPLOSION
Arising from property insured
IMPACT OF FALLING AIRCRAFT
- Impact of falling aircraft covered is any physical contact of an aircraft with the property
SMOKE
- Arising from the burning of the property insured
EXTENDED COVERAGE
Riot
Strike
Malicious damage (RSMD)
Civil commotion as per DAI (Dewan Asuransi Indonesia) Earthquake
Fire
Removal of debris
Landslides/landslips, typhoons, windstorms, floods, and damage by water
Smoke and vehicle impact
An explosion following an earthquake, volcanic eruption, tsunami (separated policy)
Business interruption (separated policy)
How much the premium is
Sample of calculation
The premium rates will be depending on:
Occupancy
Age of facility
Region Stage of construction
Other factors
What we don’t cover
Burning of property by order of any Public Authority
Subterranean fire, pollution, or contamination
War, civil war, and any act of terrorism
Radioactive and nuclear energy risks
Date recognition
Property damage to data or software
Note: This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information
This is general information and is not an insurance contract/agreement. Detail terms and conditions will be referred to the policy. It is crucial that you read and understand the policy's terms and conditions well.
Wait, I have a question.
You might find your answers in FAQs.
Ready to start your protection with us today?
Contact us
You may also be interested in
Fire Insurance
Protect your properties and assets from unexpected losses or damage and turn them into assurance
Tunjangan Hidup Insurance
Tunjangan Hidup Insurance provides beneficiaries with living allowances in the event of accidental death. Tokio Marine Indonesia supports your family’s future.
.jpg)
Contractors Plant & Machinery Insurance | PT Asuransi Tokio Marine Indonesia
Secure your essential construction machinery with Tokio Marine Indonesia’s Plant & Machinery Insurance. Covering sudden and accidental damage to heavy equipment for 12 months
%20(Mikro%20Kecelakaan%20Diri%20Insurance%20for%20Student).jpg)
Mikro Kecelakaan Diri Insurance for Students
Provide the protection for the Insured from risks due to accident.
Sangkalan
By clicking on “Continue to external site” below, you will leave Tokio Marine Insurance Group’s website and you will be redirected to a third party website.
PT Asuransi Tokio Marine Indonesia is licensed and supervised by The Financial Services Authority
Choose your country or region
Visit HQ Pages
Visit Country Pages
Select your location and language
-
All
-
All
-
Asia Pacific
-
Australia
-
Americas
-
Europe
Singapore
Malaysia
Australia
You are currently on a site outside of your country Switch to external site?
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.
You are currently on a site outside of your country. Switch to Local site?
Visit your Local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.