An easy and simple to understand business package providing complex risk management solution to meet your business needs
What is Tokio Marine SME BizOne insurance?
It is a comprehensive package plan which covers various aspects of your business, protecting all the hard work and investment you've put in
The package offers multiple benefits
Protection from potential elements that can disrupt or damage your business
Peace of mind at affordable rates
Flexibility to pick and pack the coverage to match your needs
Here is an overview of your coverage
Cover loss or damage to building, stock in trade, fixtures, fitting & furniture and other contents caused by fire and/or other extended perils
Provides protection against incidents of theft to your property
Cover loss of money whilst in transit and whilst in the premises
Indemnify for any glass broken by fracture extending through the entire thickness of the glass as a result of an accident or misfortunate not otherwise excluded
Covers legal liability to third party as a result of an accident happening in connection with your business operations and occurring within the territorial scope
Indemnifies against liability at law to pay compensation and cost and expenses to the employees in respect of accidental bodily injury or disease arising out of or in the course of employment
Loss or damage to your insured property caused by any accident or misfortune unless such perils are specifically excluded in the policy
Fire Consequential Loss
Coverage for loss of profits, revenue, rental, standing charges, wages or salaries on payroll basis and increase in cost of working due to business interruption as a result of fire and/or other extended perils
Group Personal Accident
Provides compensation for bodily injury sustained by the Insured Person (e.g. your employees/workers/members) caused by accidental means which injury shall solely and independently of any other cause result in their death or disablement or necessitate medical and/or surgical treatment
Covers your computers and other electronic equipment whether the items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises
Cover any unforeseen and sudden physical loss of or damage to the machinery (lift, air-conditioners, generators, transformers, fire-fighting equipment and the like)
Cover against loss by the act of infidelity or dishonesty committed by the employees.
How much is my premium?
Your premium may vary depending on the plan you select.
The calculator is a guide only to assist you in determining the estimated sums to be insured for residential properties, simple shop house and shop office and is not a substitute for professional advice to be obtained.
Before using the calculator, kindly note the following:
if any renovations have been made to your property, you are advised to indicate the amount (cost of renovation) in the box provided in the BCC.
if your property has unique or special design features and/or have extensive renovations and/or have complex structures affixed, you are advised to obtain professional advice for a more accurate assessment of your property.
The ‘Liability to the Public’ section does not cover any asbestos related injury or damage involving the use, presence, existence, detection, removal, elimination or avoidance of asbestos or exposure or potential exposure to asbestos
This list is non-exhaustive. Please refer to policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan.
The information shown here is for reference only and is accurate as at 5 July 2018.
Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.