What is Group Personal Accident insurance?

It is a protection plan for you and your employees who are between 16 to 65 years of age. It offers

  • Death and permanent disablement benefits
  • Options to customise your benefits and coverage to your needs

What's covered

The following information below are an overview of what's covered.

Standard Benefits

Standard Benefits

  • Death
  • Permanent Disablement

Optional Benefits

Optional Benefits

  • Temporary Total Disablement
  • Temporary Partial Disablement
  • Medical and Surgical Treatment
  • Hospital Income

How much is my premium?

Your premium may vary, depending on

  • Your coverage amount
  • The occupation of the Insured Person
  • Our underwriting requirements

Download our brochures under the Product Literature

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What we don't cover

  • War and allied risks
  • Suicide (whether sane or insane) or any attempt thereat
  • Pre-existing physical or mental defect or infirmity
  • Illness, diseases, infections
  • Childbirth, miscarriage, pregnancy or any other complications thereof
  • Flying as a pilot or crew member in any aircraft
  • Criminal acts
  • Professional sports activities of any kind
  • Hazardous sports activities
  • Radioactive and nuclear weapon material accidents
  • Terrorism
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You are advised to note the scale of benefits for death and disablement in your insurance policy. You are advised to nominate a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy and at all times, feel free to contact us for more information.