What is Electronic Equipment insurance?

This is a policy which provides coverage for your computers and other electronic equipment, and it applies whether the items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises.

Insurance coverage can also be extended to cover external data media e.g. tapes and disks.


Choose among our three offerings.

This “Accident” insurance policy covers losses to items which are due to sudden and unforeseen causes.

The policies comprises 3 coverage options as follows

  • Section 1: Material Damage
  • Section 2: External Data Media
  • Section 3: Increased Cost of Working

Key coverage

Here is an overview of your coverage



  • Material Damage
    Covers all hardware installation including peripheral equipment and accessories.
  • External Data Media
    Covers external data media i.e. disc, tape, etc. external to the computer system.
  • Increased Cost of Working
    Provides indemnity for increased cost of working following material loss or damage by indemnifying the cost of hiring another equipment.

How much is my premium?

Your premium may vary, depending on

  • Risk exposure
  • Our underwriting requirements

Download our brochures under the Product Literature

Get it now

What we don’t cover

  • War, civil war and any act of terrorism
  • Radioactive and nuclear energy risks
  • Willful acts or willful negligence
  • Wear and tear
  • The responsibilities of a contractor, supplier and repairer
  • Failure or interruption of gas, water or electricity services
  • Aesthetic defects
  • Consequential loss and liability of all kinds
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.