Business > Products > Liability > Public Liability

What is Public Liability insurance?

Covers your legal liability to third party as a result of an accident happening during the period of cover in connection with your business operations and occurring within the territorial scope.

Key coverage

Here is an overview of your coverage

Public Liability Insurance

Public Liability Insurance

You are covered for

  • All sums which you shall become legally liable to pay compensation in respect of
    • Bodily injury (including illness) to any person(s)
    • Loss of or damage to property
       
  • All cost and expenses of legal action
    • Recovered by any claimant against you
    • Incurred with our written consent

How much is my premium?

Your premium may vary, depending on

  • Indemnity limit
  • Any extensions to the basic cover
  • Our underwriting requirements


Download our brochures under the Product Literature

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Product literature

What we don’t cover

  • Liability assumed by agreement
  • Liability to pay compensation under Worker’s Compensation Act
  • Liability in respect of loss or damage to your own property or property under your custody, care and control
  • Liability caused by vibration
  • Liability arising from fire, earthquake, explosion, flood, fumes, pollution and contamination
  • Pure financial loss
  • Fines, penalties, punitive and exemplary damages
  • War risks and any act of terrorism
  • Radioactive and nuclear energy risks
  • Claims arising from ‘Latex Protein Toxic Syndrome’ and Asbestos
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: Take confidence in the fact that this policy will deliver the coverage that best serves your needs. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.

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