Loss of or damage sustained outside the territorial limit
Equipment that is licensed for road use as defined in the Road Traffic Act
Equipment in transit (including process of loading and unloading)
Equipment used for racing, speed testing, or reliability demonstration for carriage of passengers to draw a trailer or towing any vehicle unless such towed vehicle is not towed for reward not in connection with your business
Equipment operated by an authorized operator under the influence of intoxicating liquor or drugs
Equipment operated on board any waterborne vessel
Consequential loss or legal liability or any nature
Incidents resulting from wear and tear, depreciation, gradual deterioration, mildew, moth, vermin or any process of cleaning, dyeing, repairing, restoring or renovating, war, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not) or civil war mutiny, strike riot and civil commotion, military or popular rising, insurrection, rebellion, revolution, military or usurped power, martial law or state of siege or any of the events or causes which determine the proclamation or maintenance of martial law or state of siege delay, seizure, confiscation or detention by Government Authorities
Any act of terrorism
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.
Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.