What is Risk Management Loss Control insurance?

This is a preventative plan covering a spectrum of risk management services to ensure your business is protected well-in-advance against crisis. Specialised value-add benefits include:

  • Infra-Red Thermography service
    This is a service which uses a predictive maintenance tool to detect hot spots in electrical or mechanical equipment. It allows for:
    • Contact-free advanced diagnostic detection of problems
    • Early detection and adoption of remedial measures 
  • Fire fighting equipment assessment
    You will be entitled to a service where:
    • All fire fighting equipment in the premises will be evaluated
    • An area sweep will be conducted to detect areas where physical improvements can be undertaken to minimise potential loss of equipment on-site

Key coverage

Here is an overview of your coverage



  • Fire risk assessment, special rating  & underwriting surveys
  • Fire Extinguishing Appliances (FEA) Evaluation. This encompasses assessment of aspects such as, cost versus benefit analysis for implementing FEA for special rating cases. 
  • Infra-Red (IR) Thermography surveys
  • Security & theft inspection
  • Perils Risk Assessment. This even extends to floods and windstorms.  
  • Safety & health audit
  • Marine cargo loss prevention site surveys
  • Training, seminars & consultancy for clients and intermediaries on risk management and rating for property insurance

How much is my premium?

Your premium may vary depending on our underwriting requirements.

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Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy and discuss with the agent or contact us directly for more information.