Name: Tokio Marine General Insurance Malaysia
Address: Level 20, Menara Hap Seng 3, Plaza Hap Seng, No. 1, Jalan P. Ramlee, Kuala Lumpur, Federal Territory of Kuala Lumpur, 50250, MY
Telephone: 1800-88-0812

Product information

Tokio Marine SME BizOne Brochure (English)

PDF, 4.32 MB

The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).

Why Tokio Marine
SME BizOne

Benefits at a glance.

Comprehensive Business Protection
Managed multiple business protection needs under a single policy.
Flexible Coverage Options
Tailor your protection by selecting the coverages that best suit your business needs.
Affordable Protection
Enjoy comprehensive coverage that helps safeguard your business while keeping protection costs manageable.
Expanded Coverage Enhancements
Benefit from newly added coverages, including Solar Cover, Product Liability, Directors & Officers Liability, Good in Transit and an enhanced Business Interruption Lite option.
New Complimentary Benefits at No Additional Cost
Enjoy additional value-added benefits included at no extra cost.

Key coverage

Here is an overview of your coverage

How much is my premium?

Your premium may vary depending on the plan you select.

Building Cost
Calculator(BCC)

The calculator is a guide only to assist you in determining the estimated sums to be insured for residential properties, simple shop house and shop office and is not a substitute for professional advice to be obtained.

Before using the calculator, kindly note the following:

if any renovations have been made to your property, you are advised to indicate the amount (cost of renovation) in the box provided in the BCC.
if your property has unique or special design features and/or have extensive renovations and/or have complex structures affixed, you are advised to obtain professional advice for a more accurate assessment of your property.

To access to the BCC, kindly click on the following selection: https://bcc.piam.org.my/

More product
information

Tokio Marine SME BizOne Disclosure Sheet (English)

PDF, 245.98 KB

Tokio Marine SME BizOne Proposal Form

PDF, 326.62 KB

What we
don't cover

✖War, civil war and any act of terrorism.

✖Radioactive and nuclear energy risks.

✖Date recognition.

✖Property damage to data or software.

✖The ‘liability to the public’ section does not cover any asbestos related injury or damage involving the use, presence, existence, detection, removal, elimination or avoidance of asbestos or exposure or potential exposure to asbestos.

Note:
This list is non-exhaustive. Please refer to policy contract for the full list of exclusions under this policy.

Important Information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is iIn your best interest to refer to the policy contract for the precise terms and conditions of this insurance plan.

The information shown here is for reference only and is accurate as at 20 August 2026.

Note: You should check that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.  