• Coverage up to RM120,000.
  
• All eligible expenses are reimbursable up to the policy limit.
• Medical cost for organ transplant is fully reimbursable up to the policy limit.

Long-term renewal option

• If you take up the policy before age 65, renewal is at the option of the insured member up to 100 years old, provided renewal premium is paid before the policy expires.
• Renewal is at the option of the insured member. However, premium rates are not guaranteed.

Comprehensive health coverage

• Includes medical card facilities for admission to and discharge from hospitals for covered disabilities.

Outpatient Benefits

• Home Nursing Care
• Outpatient Physiotherapy Treatment (within 60 days upon discharge)
• Pre-Hospitalisation Diagnostic Tests & Specialist Consultation (31 days prior to Hospitalisation)
• Post-Hospitalisation Treatment (within 60 days upon discharge)
• Emergency Accident Outpatient Treatment (within 24 hours from time of accident)
• Emergency Accident Dental Treatment (within 48 hours from time of accident)
• Outpatient cancer treatment (per year)
• Outpatient kidney dialysis treatment (per year)

Inpatient Benefits

• Hospital Room & Board
• Surgeon Fees (including Day Care Surgery and Pre & Post Surgical care up to 60 days)
• Anaesthetist Fees
• Intensive Care Unit
• Hospital Services & Supplies
• Operation Theatre
• In-hospital Physician Visit (daily, up to 150 days)
• Daily Cash Allowance at Government Hospital (up to 150 days)

Extended Benefits

• Ambulance Fee
• Lodger Benefit (daily, up to 60 days)
• Traditional medical treatment
• Medical report fee
• Organ Transplant (once per lifetime)
• Funeral benefit

Your premium may vary, depending on

• Your age
• The selected plan of your choice
• Your health status
• Your occupational risk

For example,

• Age: 30 years old
• Plan: PM160
• Health Status: Standard Risk

In this instance, your premium will be RM599.00.
(Premium is subject to RM10 Stamp Duty, and 6% Service Tax for Corporate policy)

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.