Beware of forged documents related to insurance

How does it happen?

Forgery crime can appear to  us through  many ways, such as:

• A person falsely identifies himself as an agent and sells you an invalid insurance cover with a forged insurance policy.
• In combination with an online scam.

For example:…  You made an online purchase of goods from overseas. After a few days, you received a call from a person who says he is working in a freight company, informing that your goods  arrived and were stored in their cargo hold.  You were then furnished with a copy of a forged cargo insurance document as proof of delivery and were requested to pay for the insurance premium and cargo storage fee.  Even after the payment of the required sum, the goods never arrived.

Look for these red flags...

How can we spot forged insurance-related documents?  Here are some tips 

• Misspelled company name (e.g., Tokyo Marine instead of Tokio Marine).
• Company logo affixed is blur, different from standard colour, of low graphic resolution, etc.
• Incorrect company address (e.g., policy purchased from Tokio Marine Insurans but the address of Tokio Marine Life was stated).
• Mis matched details among  multiple insurance related documents for the same insurance coverage (e.g., different policy number, office address, insurance coverage etc.).
• The document content differs visually from previously received documents from Tokio Marine Insurans.
• Visible differences in font type, size, resolution and colour in the same document.
• Description of policy coverage is a vague.