What is Major Motor Medical insurance?

It is a plan that pays the Daily Hospital Income or Daily Intensive Care or High Dependency Unit Income in the event you suffer an Injury and is confined to a Hospital due to a motor accident anywhere in Malaysia, Singapore or Brunei.

Key Coverage

Here is an overview of your coverage

Auto accidents involving private vehicles and taxis in Malaysia, Singapore or Brunei

Auto accidents involving private vehicles and taxis in Malaysia, Singapore or Brunei

  • Accidental Daily Hospital Income (maximum 60 days per accident)
  • Accidental Daily ICU or HDU Income (maximum 30 days per accident)

How much is my premium?

Your premium may vary, depending on the type of plan selected.

For example,

  • Plan 1
  • Daily hospital income

In this instance, the annual premium you have to pay will be RM8.00
(Premium is inclusive of 0% GST)

Download our brochures under the Product Literature

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What we don't cover

  • While the vehicle is used for illegal business as an unlicensed common carrier
  • While the driver is under the influence of alcohol or drugs unless the drugs was taken in accordance with proper medical prescription and directions;
  • Loss if the vehicle is used for reward, road rally, racing pace-making reliability trial speed-testing or use for any purpose in connection with the motor trade;
  • Loss if the driver does not hold a valid driving license to drive the automobile or if not qualified for holding or obtaining such a valid driving license under the regulation of the Malaysia, Singapore or Brunei Road Transport Department;
  • Radioactive and nuclear weapon material accidents
  • Terrorism and war risks


Note: This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important information

Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 11 July 2014.

The duration of cover is for one year. You need to renew your cover annually.

You are to truthfully, correctly and completely answer all questions in the proposal form and disclose fully and faithfully all the facts which you know (or reasonably in the circumstances could be expected to know) to be relevant to our decision on whether to accept the risk or not, and the rate and terms to be applied; otherwise the Policy issued may be void.

It is important that you read and understand the Terms, Conditions and Exclusions of the policy.