Business > Products > Employee Benefits > TM Corporate Hospital Cash

What is TM Corporate Hospital Cash?

It is an insurance plan that provides a daily cash benefit in the event of hospitalisation, anywhere around the world. In addition, it:

  • Pays higher cash benefits for hospitalisations due to an accident or in an intensive care unit
  • Reimburses hospitalisation expenses
  • Includes enhanced scope of coverage 

Why is this important to you?

It lets you focus on getting the best medical attention for a full recovery.

  • Offers a choice of plans and options to suit your needs and budget
  • Gives you the flexibility of an individual or a group policy

This is suitable if you want

  • A hospital cash plan as a form of employee benefit to attract and retain talent
  • A supplemental hospital cash plan to give you additional financial assistance for medical fees arising from hospitalisation
     

This is not suitable if you want

  • Comprehensive hospital and surgical insurance coverage

 

Key coverage

  • Daily Cash Benefits*
  • Reimbursement Benefits
  • Enhanced Scope of Cover
  • Worldwide Cover, 24 x 7
Note:
* Daily Cash Benefits, Hospital Expense, Pre-Hospitalisation Tests & Services and/or Post Hospitalisation Tests & Services are claimable on the same-confinement basis, subject to the applicable limits set in the Tables 1 & 2. Same-confinement means two or more hospitalisations due to the same accident and/or sickness with all of its complications, which shall be regarded as one (1) Confinement if such periods of hospitalisation are not separated by more than 90 days. Confinement means a continuous period of at least 6 hours as an inpatient in a hospital due to an injury by an accident or a sickness and for which a room charge is incurred.
** Daily Cash Benefit for hospitalisation in Singapore and overseas shall not exceed 500 days in aggregate for the same-confinement.
^ Emergency Out-Patient Treatment (Accident) Reimbursement is not claimable for the same accident or sickness.

All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.

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Important information

Policies are yearly renewable, subject to the agreement of the company. Premiums payable for this insurance policy are not guaranteed and may change at Policy Renewal Date at our full discretion.

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown in this website is for reference only and is accurate as at 14 June 2013.

Note: Buying a health insurance policy that is not suitable for you may result in inadequacies in your healthcare financing arrangements. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.

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