TM Corporate Hospital Cash

Product information

English brochure

PDF, 269.45 KB

Why TM Corporate Hospital Cash?

Benefits at a glance.

Help employees to focus on recovery

Reimburses employees for hospitalisation expenses arising from illness or injury.

Tailored to your needs

Choose from a range of plans and options, including individual or a group policy to suit your needs.

Enhanced scope of coverage

Bigger cash benefits for hospitalisation due to an accident requiring treatment in an intensive care unit.

Is this right for you?

How to decide if this plan is suitable for you.

This is suitable if you want:

✔︎A hospital cash plan as a form of employee benefit to attract and retain talent.

✔︎A supplemental hospital cash plan to give you additional financial assistance for medical fees arising from.

This is not suitable if you want:

✖︎Comprehensive hospital and surgical insurance coverage.

What it gives you

Features of TM Corporate Hospital Cash.

^*Daily Cash Benefits, Hospital Expense, Pre-Hospitalisation Tests & Services and/or Post Hospitalisation Tests & Services are claimable on the same-confinement basis, subject to applicable limits. Same-confinement means two or more hospitalisations due to the same accident and/or sickness with all of its complications, which shall be regarded as one (1) Confinement if such periods of hospitalisation are not separated by more than 90 days. Confinement means a continuous period of at least 6 hours as an inpatient in a hospital due to an injury by an accident or a sickness and for which a room charge is incurred.

¹Daily Cash Benefit for hospitalisation in Singapore and overseas shall not exceed 500 days in aggregate for the same-confinement.

²Emergency Out-Patient Treatment (Accident) Reimbursement is not claimable for the same accident or sickness.

Important Information

All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.

Policies are yearly renewable, subject to the agreement of the company. Premiums payable for this insurance policy are not guaranteed and may change at Policy Renewal Date at our full discretion.

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown in this website is for reference only and is accurate as at October 2015.

Note: Buying a health insurance policy that is not suitable for you may result in inadequacies in your healthcare financing arrangements. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.