#goAffluence

Product information

Why #goAffluence?

Benefits at a glance.

Financial flexibility

Choice of premium term (between 15 to 30 years).
Choice of funds (Select from a suite of best-in-class ILP sub-funds).
Help yourself to unlimited premium holidays to meet your evolving needs.
No charges on partial withdrawal.
Receive up to 12 months premium relief upon retrenchment.

Accelerate your wealth

Receive initial bonus up to 296%.
Earn a Loyalty Bonus of up to 0.99% p.a. from 3rd Policy Year.
Earn up to 85% Achievement Bonus of annualised premium.
Dividend-paying funds.

Enhanced Protection Benefits

Choice of Advanced Death Benefit or Basic Death Benefit.
Additional enhanced coverage upon accidental death.
Medical reimbursement against accidental injury.

Is this right for you?

How to decide if this plan is suitable for you.

They are suitable if you want:

✔ A limited premium, investment-linked plan that offers potential long-term investment returns.

✔︎ Individuals who are looking to protect their lifestyle needs.

✔ Opportunities to invest in a range of investment-linked funds.

✔ An investment-linked plan with flexibility.

They are not suitable if you want:

✖ Guaranteed returns.

✖ A single-premium plan.

✖ High insurance coverage.

What it gives you

Features of #goAffluence.

We’ve got you covered

Additional riders to enhance your protection.

Early Critical Illness Premium Waiver Rider

Future premiums will be waived upon diagnosis of any of the covered Early or Intermediate Stage Critical Illnesses for 5 years, up to 2 times.

Waiver of Premium Rider

Future premiums will be waived upon diagnosis of any of the covered Major Stage Critical Illnesses.

Payer Benefit Rider

Future premiums will be waived in the event of death or Total and Permanent Disability of the policyholder.

Enhanced Payer Benefit

Future premiums will be waived in the event of death, Total and Permanent Disability or upon diagnosis of any of the covered Major Stage Critical Illnesses of the policyholder.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. It does not have regard to your financial situation, specific investment objectives and any of your particular needs. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance and the performance of the ILP sub-fund(s) is non-guaranteed. A potential investor should read the Product Summary and Product Highlights Sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s). As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme, as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information shown in this webpage is for reference only and is correct as at Nov 2022.