Tokio Good Health Bonus

A lumpsum health insurance is a type of health insurance that offers a high coverage limit for medical expenses. It sets an annual coverage limit without separating the costs into individual expenses. Within one year, policyholders can receive unlimited medical treatments, with the insurance company paying the actual medical costs up to the predetermined limit.

• Medical expense from inpatient (IPD)
• Medical expense from outpatient (OPD)
• Medical expense from accident

There are a total of 6 plans:

• plan 3,000, benefits 1,000,000 THB per policy year.
• plan 4,000, benefits 2,000,000 THB per policy year.
• plan 6,000, benefits 3,000,000 THB per policy year.
• plan 8,000, benefits 6,000,000 THB per policy year.
• plan 10,000, benefits 12,000,000 THB per policy year.
• plan 12,000, benefits 30,000,000 THB per policy year.

• Offers a high coverage limit.
• Provides comprehensive coverage across various medical needs.
• No additional out-of-pocket expenses if costs do not exceed the set limit.
• Highly flexible.
• Simplified and straightforward claims process.
• If no claim get No Claim Bonus.

This comprehensive health insurance plan is designed for health-conscious working professionals, offering comprehensive coverage for inpatients, outpatients, surgery, medication, and other medical expenses. Eliminate the worry of unexpected expenses and receive a premium discount for renewal if no claims are made, ensuring complete peace of mind and health security.

Start from the ages of 11 to 70 years, with renew up to the age of 84.

The coverage term is aligned with the duration of the main insurance policy or until the insured reaches 85 years of age, whichever occurs first.

Premiums will increase align with the insured age.

Yes, the premium for lump sum health insurance is tax deductible up to a maximum of 25,000 THB, subject to conditions set by the Revenue Department.

A medical examination is required before underwriting.

Tokio Marine’s agent.

• Illnesses occurring within the first 30 days from the start date of the insurance coverage.
• The following conditions, if they occur within 120 days from the start of the insurance coverage:
  • All types of tumors, cysts, or cancer.
  • All types of hernias.
  • Tonsillectomy or adenoidectomy.
  • Varicose veins in the legs.
  • Hemorrhoids.
  • Fibroids or cataracts.
  • All types of kidney stones.
  • Abnormal growth of the endometrial lining.