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What is Tokio Good Health Prime?
Health Lumpsum insurance, designed to help ease the burden of medical costs, especially in cases of illness or critical illness. It provides high coverage for medical treatment expenses.
Product information
Plan overview
- Coverage Plan
- 2,000 – 12,000
- Entry age
- 11 – 70 years. Renewable up to age 89 with coverage until age 90.
- TAX DEDUCTIBLE
- Personal income taxable product under the Revenue department regulation 25,000 baht
Why Tokio Good Health Prime?
Enhance your health coverage by purchasing health lumpsum insurance. This plan offers high coverage for medical treatment costs without requiring upfront payment and includes additional benefits such as annual health check-ups and vaccinations providing broader coverage than standard plans.
Ease your concerns about hospital expenses with comprehensive health insurance that covers both OPD and IPD treatments. In the event of illness, you can feel confident knowing you’re well protected with high coverage limits for both types of care.
Receive double the annual policy benefit if diagnosed with any of the 18 specified critical illnesses.
Long-term protection up to age 90, with eligibility starting from age 11 to 70, and renewable up to age 89.
What it gives you
Features of Tokio Good Health Prime
Important Information
Underwriting is reserved and contrived in accordance with the company's regulations. Representing herein are only concise benefits. The complete terms and coverage will be indicated in the purchase policy.
Tokio Good Health Prime, Comprehensive Health Protection for the Ones Who Raised You
You know that your parents’ health is no longer just a matter of treatment. It’s about care, dignity, and giving back with the best you can offer.
You worry they might fall ill and not receive the care they truly deserve.
You fear the financial burden could disrupt your family’s long-term plans.
And deep down, you want to make sure that when the time comes, they’re protected with nothing left to chance.
Tokio Good Health Prime is designed for adult children who want to care for their aging parents with foresight and compassion:
- ✅ Covers high-cost treatments for critical illnesses common in seniors
- ✅ Reduces financial pressure on the family when parents need medical support
- ✅ Integrates with legacy planning, ensuring long-term protection and peace of mind
- ✅ Provides access to quality care, with efficient service tailored to senior needs
Because caring for your parents isn’t just about love. It’s about planning to give them the best quality of life in every stage of aging.
Advantages of Lump Sum Health Insurance for Elderly Parents:
- Provides quick access to treatment, potentially in top-tier hospitals equipped with the latest medical technology.
- Relieve concerns over the financial burden of healthcare costs.
- Offers comprehensive coverage for various illnesses, enhancing their overall sense of security and wellbeing.
Tokio Good Health Prime, Comprehensive Health Coverage That Truly Understands Working Professionals
In a life filled with responsibilities career, family, and financial commitments working professionals need more than just peace of mind.
They need confidence that if illness strikes, their income and loved ones won’t be at risk.
Tokio Good Health Prime is designed specifically for professionals who think ahead.
Because we understand that...
- You fear falling ill without the financial means to access proper care
- You fear the cost of treatment could derail your financial stability
- And you fear leaving your loved ones unprotected if the worst happens
This plan offers:
- ✅ Comprehensive coverage for high-cost treatments and critical illnesses
- ✅ Sufficient benefit limits for top-tier hospital care
- ✅ Integration with long-term financial and legacy planning
- ✅ Efficient service tailored for health-conscious individuals with limited time
Because your health isn’t just personal, it’s your most valuable asset.
Q&A
A lumpsum health insurance is a type of health insurance that offers a high coverage limit for medical expenses. It sets an annual coverage limit without separating the costs into individual expenses. Within one year, policyholders can receive unlimited medical treatments, with the insurance company paying the actual medical costs up to the predetermined limit.
- Medical expense from inpatient (IPD)
- Medical expense from outpatient (OPD)
- Medical expense from accident
- Convalescence expenses after illness
There are a total of 7 plans:
- plan 2,000, benefits 500,000 THB per policy year and 1,000,000 THB for 18 critical illnesses.
- plan 3,000, benefits 1,000,000 THB per policy year and 2,000,000 THB for 18 critical illnesses.
- plan 4,000, benefits 2,000,000 THB per policy year and 4,000,000 THB for 18 critical illnesses.
- plan 6,000, benefits 3,000,000 THB per policy year and 6,000,000 THB for 18 critical illnesses.
- plan 8,000, benefits 6,000,000 THB per policy year and 12,000,000 THB for 18 critical illnesses.
- plan 10,000, benefits 12,000,000 THB per policy year and 24,000,000 THB for 18 critical illnesses.
- plan 12,000, benefits 30,000,000 THB per policy year and 60,000,000 THB for 18 critical illnesses.
- Offers a high coverage limit.
- Provides comprehensive coverage across various medical needs.
- No additional out-of-pocket expenses if costs do not exceed the set limit.
- Highly flexible.
- Simplified and straightforward claims process.
- Ideal for individuals concerned about health issues and medical expenses.
- Suitable for those who seek more comprehensive coverage than what typical health insurance offers.
- Perfect for individuals planning to purchase health insurance for their family.
- Advanced stage cancer
- Non-cancerous brain tumors
- Severe hepatitis virus infection
- Liver, pancreas transplant or bone marrow transplantation
- Aplastic anemia
- Acute myocardial infarction
- Coronary artery bypass surgery
- Coronary artery disease
- Open heart valve surgery
- Surgery for aortic dissection
- Lupus nephritis from systemic lupus erythematosus
- Chronic kidney failure
- Surgical treatment of cerebral aneurysm
- Primary pulmonary hypertension
- Severe chronic obstructive pulmonary disease/end-stage lung disease
- Heart, lung, or kidney transplant
- Chronic osteomyelitis (Paget's disease)
- Stroke caused by cerebral hemorrhage or occlusion
Please refer to the policy for detailed definitions of these severe diseases
Start from the ages of 11 to 70 years, with renew up to the age of 89.
The coverage term is aligned with the duration of the main insurance policy or until the insured reaches 90 years of age, whichever occurs first.
Premiums will increase align with the insured age.
Yes, the premium for lump sum health insurance is tax deductible up to a maximum of 25,000 THB, subject to conditions set by the Revenue Department.
A medical examination is required before underwriting.
Tokio Marine’s agent.
The company will cover necessary and reasonable vaccine expenses for the insured, including medical consultation fees related to vaccination. Reimbursement will be based on actual expenses incurred, up to the maximum annual benefit specified in the policy benefit schedule. Coverage begins after a waiting period of 300 days from the effective date of coverage or the date of the last policy renewal, whichever is later.
The vaccine benefit includes coverage for the following:
- Tetanus, Diphtheria, and Pertussis (TDAP) vaccine
- Influenza vaccine
- Pneumococcal vaccine
- Meningococcal vaccine
- Travel vaccines
- Hepatitis A vaccine
- Typhoid vaccine
- Japanese Encephalitis vaccine
- Rabies vaccine
- Yellow Fever vaccine
- Hepatitis B vaccine
- Tuberculosis vaccine (BCG or Bacille Calmette-Guerin)
- COVID-19 vaccine
- Illnesses occurring within the first 30 days from the start date of the insurance coverage.
- The following conditions, if they occur within 120 days from the start of the insurance coverage:
- All types of tumors, cysts, or cancer.
- All types of hernias.
- Tonsillectomy or adenoidectomy.
- Varicose veins in the legs.
- Hemorrhoids.
- Fibroids or cataracts.
- All types of kidney stones.
- Abnormal growth of the endometrial lining.
- Annual health check-ups and vaccination costs incurred within 300 days from the start date of the insurance coverage.
You may interest with another protection
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You are currently on a site outside of your country. Switch to local site?
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.