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What is Contractor's All Risks Insurance?
This insurance covers any loss or damage that occurs to the insured object during the development or construction period against all risks except of those excluded in the policy
Product information
Plan overview
- Coverage period
- per contract
- Perils Coverage
- Material Damage and Third Party Liability
What it gives you
Features of Contractor's All Risks Insurance
It protects you from any material damage and liability for your project.
MATERIAL DAMAGE
Loss of or damage caused by:
- all risks of fire, lightning, explosion, impact of falling aircraft, theft, natural catastrophe, other sudden and unexpected damages as long as they are not included in the exclusion of the policy.
THIRD PARTY LEGAL LIABILITY
The legal liability of the Insured against third party that may arise as a result of:
a. Bodily Injury to third party
b. Material damage to property belongs to third party
How much the premium is
Sample of calculation
The premium rates will be depending on:
- Contract value
- Period of work
- Scope of work
- Other factors
What we don’t cover
- Fire, direct lightning
- chemical explosion (except flue gas explosions in boilers)
- theft
- collapse of buildings
- flood
- earthquake
Note: This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information
This is general information and is not an insurance contract/agreement. Detail terms and conditions will be referred to the policy. It is crucial that you read and understand the policy's terms and conditions well.
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PT Asuransi Tokio Marine Indonesia is licensed and supervised by The Financial Service Authority (OJK), also PT Asuransi Tokio Marine Indonesia is a member of Altemative Dispute Resolution Agencies of Financial Services Sector (LAPS SJK).
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