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What is Marine Cargo Insurance?
This insurance covers for any loss or damage to your cargo during transit.
Product information
Plan overview
- Transit by
- Sea, Land, Air
What it gives you
Features of Marine Cargo Insurance
It provides you with indemnity and financial protection for loss of or damage to your cargo.
INSTITUTE CARGO CLAUSE (A)
Risk
Covers all risk of loss of or damage to the subject matter, unless excluded by the provisions of clausesGeneral Average
Covers general average and salvage chargesBoth to Blame Collision Clause
This insurance indemnities you for any risk insured herein, against liability incurred under any Both to Blame Collision Clauses in the contract of carriage
INSTITUTE CARGO CLAUSE (B)
Risk
Covers loss or damage to the subject-matter insured reasonably attributable to:
fire or explosion
vessel or craft being stranded grounded sunk or capsized
overturning or derailment of land conveyance
collision with any external object
jettison or washing overboard
entry of water into vessel
How much the premium is
Sample of calculation
The premium rates will be depending on:
- Sum Insured
- Freight cost
- Other factors
There are four insurance conditions that are mostly used in marine insurance:
- Institute Cargo Clause AIR I
- Institute Cargo Clauses "A"
- Institute Cargo Clause "B"
- Institute Cargo Clause "C"
Your premium may vary, depending on Our underwriting requirements
What we don’t cover
- Willful misconduct
- Inherent vice
- Ordinary leakage
- Insolvency or financial default
- War
Note: This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information
This is general information and is not an insurance contract/agreement. Detail terms and conditions will be referred to the policy. It is crucial that you read and understand the policy's terms and conditions well.
Wait, I have a question.
You might find your answers in FAQs.
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