What is Pro Apartemen Insurance?
This insurance covers overs any risk of loss or damage which occur to the contents of the apartment including protection against burglary, personal accident, and third-party legal liability.
Product Information
Plan overview
- Coverage period
- 12 months (1 year)
- Perils Coverage
- FLEXAS, Flood, Water damage, Theft/burglary, Typhoon/storm, SRMDCC, Vehicle impact, Personal accident (death), Third-party legal liability, Removal of debris
What it gives you
Features of Pro Apartment Insurance
It covers your apartment from the below risks:
FLEXAS, FLOOD & WATER DAMAGE
- Loss or damages to the apartment contents
THEFT/BURGLARY
- Additional to the loss or damages to the housemaid's personal belongings
TYPHOON/STORM & REMOVAL OF DEBRIS
SRMDCC & VEHICLE IMPACT
PERSONAL ACCIDENT (DEATH) & THIRD-PARTY LEGAL LIABILITY
- Personal accident (death allowance, medical expense, and funeral expense)
- Legal liability to the general public
EXTENDED COVERAGE
- Additional cost for temporary residence or loss of rent cost
How much the premium is
Sample of calculation
The premium rates will be depending on:
- Storeys
Location
Other factors
What we don’t cover
Accidental loss of or damage to property and or interests insured caused by:
- Civil War, War, and Enmity, Invasion, Rebellion, Power Military, People's Awakening, Revolution, Takeover of Power, Revolt, Terrorism, Sabotage, or Looting (except Looting that occurs during Riots and Riots);
Nuclear reactions, nuclear radiation, or radioactive contamination;
Theft and or loss during and after the covered event policy;
Error or negligence of the Insured that greatly exceeds the limit.
Note: This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information
This is general information and is not an insurance contract/agreement. Detail terms and conditions will be referred to the policy. It is crucial that you read and understand the policy's terms and conditions well.
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You might find your answers in FAQs.
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