Fire Insurance

Product information

Fire Insurance Disclosure Sheet (English)

Fire Insurance Disclosure Sheet (BM)

The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).

Why Fire
Insurance?

Benefits at a glance.

Protection for property

Covers your property against loss or damage by:

Fire.
Lightning.
limited explosion.

Key coverage

Here is an overview of your coverage

Basic Cover

This policy covers loss or damage to your property due to

Fire
Lightning
Explosion caused by gas used for domestic purposes

Extended Coverage

For an additional premium, coverage may be extended to these risks

Aircraft damage, Impact damage, Earthquake and volcanic eruption
Storm and tempest, Flood, Explosion, Bursting or overflowing of pipes
Subsidence and landslip
Bush/Lalang fire, Spontaneous Combustion, Sprinkler leakage
Riot, strike and malicious damage
Damage by falling trees or branches and other objects

How much is my premium?

Your premium may vary, depending on

Cover selected
Coverage amount
Our underwriting requirements

Building Cost
Calculator (BCC)

The calculator is a guide only to assist you in determining the estimated sums to be insured for residential properties, simple shop house and shop office and is not a substitute for professional advice to be obtained.

Before using the calculator, kindly note the following:

if any renovations have been made to your property, you are advised to indicate the amount (cost of renovation) in the box provided in the BCC.
if your property has unique or special design features and/or have extensive renovations and/or have complex structures affixed, you are advised to obtain professional advice for a more accurate assessment of your property.

To access to the BCC, kindly click on the following selection:
http://www.piam.org.my/consumer/industry/building-cost-calculator-bcc/

More product
information

Fire Insurance Proposal Form

PDF, 214.51 KB

What we
don’t cover

✖︎ Theft during or after a fire.

✖︎ Burning of property by order of any public authority.

✖︎ Subterranean fire, pollution or contamination.

✖︎ War, civil war and any act of terrorism.

✖︎ Radioactive and nuclear energy risks.

✖︎ Date recognition.

✖︎ Property damage to data or software.

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important Information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is iIn your best interest to refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as of 30 June 2012.

Note: You should check that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.  