Posted on: May 26, 2025
Travel brings excitement and discovery - but it also comes with uncertainty. Lost luggage, unexpected cancellations, or medical emergencies can turn a dream trip into a stressful situation. With Tokio Marine Travel Explorer Insurance, you can explore the world worry-free, knowing you’re covered for the unexpected.
Discover the benefits of this comprehensive travel insurance plan and find out why it’s the ideal choice for Malaysian travellers.
Why Choose Tokio Marine Travel Explorer?
The Tokio Marine Explorer travel insurance plan offers comprehensive coverage for travelers. Here are the key coverages:
- Personal Accident & Medical
- Accidental death and permanent disablement.
- Medical expenses, emergency medical evacuation, and hospital allowance.
- Repatriation or overseas burial/cremation.
- Travel Inconveniences
- Coverage for luggage loss, delays, and personal effects.
- Compensation for travel cancellations, delays, or disruptions.
- Protection against missed departures, flight overbooking, and travel agent insolvency.
- Lifestyle Cover
- Home care, pet care, and trauma care.
- Golfers' cover and travel assistance services.
- Optional Add-ons
- Extreme activities coverage for adventurous travelers
You can choose between two plans: Basic Plan P100 and Standard Plan P325.
| Choice of Plan | Basic Plan P100 | Standard Plan P325 |
|---|---|---|
| Personal Accident | Up to RM100,000 | Up to RM325,000 |
| Medical & related expenses | Up to RM100,000 | Up to RM750,000 |
| Follow up treatment in Malaysia | Up to RM5,000 | Up to RM30,00 |
| Luggage Delay | Up to RM400 | Up to RM600 |
| Alternative Medicine (during trip) | Not Applicable | Up to RM1,000 |
| Hospitalisation due to Covid-19 | Up to RM100,000 | Up to RM300,000 |
| Travel Cancellation/Postponement/Curtailment due to Covid-19 | Not Applicable | Up to RM15,000 |
*Terms and conditions apply
Both plans are available for individuals and families:
- Individuals: For ages 30 days up to 85 years.
- For Seniors: Age above 70 to 85 years old for single trip; above 70 to 75 years old for annual policy.
- For Family: Cover yourself, your spouse, and any number of fully dependent children (up to age 18, or up to 23 if full-time students living in Malaysia).
If you are a frequent traveler, consider the Tokio Marine Annual Explorer Plan if you:
- Take more than two trips per year
- Your age is between 18 to 75 years old
- Your travel period is up to 90 days per trip
Step-by-Step Guide to Buying Tokio Marine Travel Explorer Insurance Online
Here’s how you can buy travel insurance online from Tokio Marine in just a few minutes:
- Visit TokioNow: Click on the “Travel Insurance” section to start the process
- Enter Your Trip Details: Provide information about your travel dates, destination, and personal details to get an instant quote.
- Select Your Coverage: Choose the plan that best suits your travel needs.
- Customize Your Plan: Add optional coverages like adventure sports or additional medical coverage.
- Pay Securely Online: Complete your purchase easily through a secure online payment gateway. Your policy documents will be emailed directly to you
Why Malaysian Travelers Trust Tokio Marine
Traveling can be unpredictable, but with Tokio Marine Travel Explorer, you’re prepared for any situation. Here’s why Malaysians trust Tokio Marine:
1. Reliable Coverage:
Comprehensive protection tailored to meet the needs of Malaysian travellers.
2. Global Support:
Access to a worldwide network of assistance services.
3. Hassle-Free Claims:
Easy and efficient claims process to ensure you’re never left stranded.
Unsure which plan to choose?
If you have any questions or need help, our customer service team is ready to assist you.
Email: letusknow@tokiomarine.com.my
WhatsApp: +603-2027 8488
Hours: Monday–Friday, 8.30am–5.30pm
(excluding public holidays)
Tokio Marine Explorer
For more information
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).
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