Drive with Confidence

Tokio Marine Standard Comprehensive Insurance is perfect for the everyday Malaysian driver looking for reliable coverage at a great value. Key benefits include:

1. Third Party Bodily Injury & Death 
   • If the driver accidentally injures someone or causes a fatality, this insurance helps cover medical expenses or financial compensation. 
      
2. Third Party Property Loss or Damage 
   • Accidentally scratching someone else’s vehicle or damaging their property is covered, helping them to pay for their repairs or replacement. 
      
3. Loss or Damage to Your Own Vehicle (Due to Accidental Fire, Theft, or Accident) 
   • If the car is damaged in a fire, stolen, or involved in an accident, the owner is protected from costly out-of-pocket expenses. 
      
4. Optional Coverage Add-ons 
   • Waiver of Compulsory Excess for Unnamed Driver (Non-Tariff) 
   • Waiver of Betterment (Non-Tariff) 
   • 24-Hour Unlimited Towing Service

If you want extra convenience and higher coverage limits, consider upgrading to Tokio Marine AutoPro Car Insurance. This enhanced plan offers all the benefits of the Standard plan, plus 6 extra coverages designed for Malaysian drivers seeking greater protection and value from their insurance.

• All Drivers Coverage: 
  Compulsory excess of RM400 for unnamed drivers is waived, allowing anyone to drive the car with complete peace of mind. 
  
  
• 24/7 Unlimited Towing:
  Stuck on the highway at midnight? Get unlimited towing anytime, anywhere in Malaysia, with access to Auto Partner road assistance. 
  
  
• Zero Betterment (up to 15 years):
  Enjoy the benefit of no betterment charges for cars up to 15 years old when damaged parts need to be replaced. 
  
  
• Personal Accident Coverage:
  If the driver and/or their passengers are injured in an accident, they can receive up to RM 25,000 each, with a total limit of RM 200,000 per policy period. 
  
  
• Daily Hospital Income:
  If the driver and/or their passengers are hospitalized after an accident, get RM 100 per day (up to RM 15,000 per policy). 
  
  
• Flood Allowance:
  Claim up to RM 1,000 for flood damage, limited to one claim per policy period.