What is SMEs?

It is an affordable employee protection programme for SMEs or new start-ups with 5 to 30 workers.

It comprises:

  • Affordable cover from a comprehensive range of products
  • Predictable annual costs
  • Easy application with no medical examinations needed

Why is this important to you?

It is ideal for your business in multiple ways:

  • You can budget your costs effectively as the age-banded premiums provide you with predictable annual costs
  • Different plans and options are available to suit your needs and budget
  • It serves as a form of employee benefit for  attracting and retaining talent

This is suitable if you want

  • A plan that combines extended coverage and generous benefits with affordable premiums
  • To plan and predict your insurance expenses year after year

This is not suitable if you want

  • An insurance plan for over 30 employees

Key coverage

  • Group Term Life Option
  • Group Deluxe Medical Option
  • Group Personal Accident Rider
  • Mediplus Classic Rider
  • Group Outpatient Specialist Rider
All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.

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Important information

Underwriting is reserved and contrived accordance with company's regulation. Representing herein is only concision benefits. The complete term and coverage will be indicated in the policy the insured purchases.